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Make the money, make the laws: Congress has more millionaires than ever - report

The most unproductive and least popular US Congress in history can count on another distinction: For the first time ever, most members of the Legislative Branch are millionaires. At least 268 of the 534 current members of the 113th US Congress have an average net worth of US$1 million or more, according to personal financial disclosure data members registered last year on 2012 net worth, the Center for Responsive Politics reported Thursday. In 2011, only 48 percent of members had a median net worth of at least $1 million. That number is just over 50 percent for 2012. The median net worth in 2012 for the 530 current congressional members who were in Congress as of the May 2013 filing deadline was $1,008,767, up from $966,000 in 2011. The totals represent a 5.8 percent net-worth increase for all members. Let's take an example of a consumer with a $100,000 mortgage at a 4 percent annual interest rate, who also is in the 30 percent marginal tax bracket (combined federal and state). She could invest in high-quality bonds or a five-year CD, both yielding about 2.45 percent annually. By doing so, she would earn $2,450 before taxes and $1,715 after taxes. If instead of buying the CD, she pays off her mortgage, she would save roughly $4,000 in interest payments. Under the old law, she would likely have received a tax deduction worth $1,200 (30 percent of the mortgage interest), so she would have saved $2,800 after taxes. This consumer would have been better off by $1,085 a year by paying down the mortgage, because saving $2,800 is better than earning $1,715.

For all members of the House of Representatives, net worth increased 4.6 percent, from $896,000 to $856,000. House Democrats and Republicans both saw increases, at $929,000 and $884,000, respectively. In the Senate, there was a 10.8 percent increase in net worth overall. Median net worth for all senators went up to $2.794 million from $2.5 million. For Senate Republicans, the median net worth went up to $2.9 million from $2.5 million. Senate Democrats, on the other hand, saw a decline, at $1.7 million from $2.4 million. That decrease can be explained in part by wealthy senators no longer in the upper chamber. John Kerry, now Secretary of State, was the wealthiest member of the Senate in 2011, with a net worth of $248 million. Sen. Frank Lautenberg was worth $87.5 million before his death last year. Republican Darrell Issa, chairman of the House Oversight Committee, is the richest member of Congress, with a net worth of $464 million in 2012.

Under the new law, you are far less likely to itemize because a very large mortgage deduction may now be gone, combined with the fact that you likely will need more itemized deductions in total just to reach the higher standard deduction. According to the New York Times, the D.C.-based Tax Policy Center estimates that only 20 million Americans will itemize in 2018, compared with 46 million, had the tax law not changed. Using the example above, where one does not get a deduction for mortgage interest, one would save $4,000 after taxes — which is a heck of a lot better than earning the $1,175 after taxes from the CD or bond fund. Now even if you do itemize in 2018, you may only be getting a deduction for part of your mortgage interest. As an example, if you are married filing jointly and have $22,500 of itemized deductions before the mortgage interest, only $2,500 of interest benefits you, as the first $1,500 only gets you to that new $24,000 standard deduction amount. Check with your tax adviser to see if you will receive a tax benefit from all of your mortgage interest paid. Under the new law, you are far less likely to itemize because a very large mortgage deduction may now be gone, combined with the fact that you likely will need more itemized deductions in total just to reach the higher standard deduction. According to the New York Times, the D.C.-based Tax Policy Center estimates that only 20 million Americans will itemize in 2018, compared with 46 million, had the tax law not changed. Using the example above, where one does not get a deduction for mortgage interest, one would save $4,000 after taxes — which is a heck of a lot better than earning the $1,175 after taxes from the CD or bond fund. Now even if you do itemize in 2018, you may only be getting a deduction for part of your mortgage interest. As an example, if you are married filing jointly and have $22,500 of itemized deductions before the mortgage interest, only $2,500 of interest benefits you, as the first $1,500 only gets you to that new $24,000 standard deduction amount. Check with your tax adviser to see if you will receive a tax benefit from all of your mortgage interest paid.

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Windows 10 Pro RS5 1809 Free Download
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Windows 10 Pro RS5 1809 December 2018 Free Download Overview With Windows 10 Redstone 5 1809 we’re going to get a more refined News App, which will let users gather all the news relevant to them in one curated spot. Including hints of Microsoft’s fluent design, it’ll fit right in to all of the other recently revolutionized tools in Windows 10. Microsoft is hoping to use this news apps to take on services like Apple News or Google News, with a focus on an easy, intuitive news experience. You can also download Windows 10 Pro RS5 with Office 2019 December 2018. The next feature update for Windows 10, known as version 1809 (and codenamed Redstone 5,) is packing lots of new features and improvements to the OS and user experience. In case you’re curious, here’s a complete changelog detailing all the noteworthy new changes and enhancements coming in this release. This changelog features all the changes noted by Microsoft in release notes for Windows Insider Preview builds and has been updated to reflect what has made it into the final release accurately. You can also download Microsoft Office 2019 Pro Plus Retail.

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Adobe After Effects CC 2019 Free Download Overview Adobe released the latest version of After Effects which is officially version 16 but everyone will call it CC 2019. The release of Adobe After Effects CC 2019 introduces several cool new features and changes that can enhance your VFX and motion graphics workflow. With Adobe AE 2019, creators will be able to use all of the 3D Channel effects on native 3D layers inside of After Effects. Prior to this, you could only use these effects with a properly formatted 3D element created in a 3D software application. You can also download Adobe Photoshop CC 2019.

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System Requirements for Adobe After Effects CC 2019 Free Download Before you install Adobe After Effects CC 2019 Free Download you need to know if your pc meets recommended or minimum system requirements: Multicore Intel processor with 64-bit support Microsoft® Windows® 7 with Service Pack 1 (64 bit), Windows 8 (64 bit), Windows 8.1 (64 bit), or Windows 10 (64 bit) 4GB of RAM (8GB recommended) 5GB of available hard-disk space; additional free space required during installation (cannot install on removable flash storage devices) Additional disk space for disk cache (10GB recommended) 1280×1080 display OpenGL 2.0-capable system QuickTime 7.6.6 software required for QuickTime features Optional: Adobe-certified GPU card for GPU-accelerated ray-traced 3D renderer Adobe After Effects CC 2019 Free Download Technical Setup Details Software Full Name: Adobe After Effects CC 2019 Free Download Download File Name: _igetintopc.com_Adobe_After_Effects_CC_2019_x64.zip Download File Size: 2.11 GB. Application Type: Offline Installer / Full Standalone Setup Compatibility Architecture: 64Bit (x64) Developers: Adobe

 Adobe After Effects CC 2019 Free Download

Bentley STAAD Foundation Advanced CONNECT Edition 08

Staad Pro CONNECT Edition 21 Technical Setup Details Software Full Name: Staad Pro CONNECT Edition 21 Setup File Name: STAAD.Pro_CONNECT_Editionx64_v21.00.02.30.zip Full Setup Size: 842 MB Setup Type: Offline Installer / Full Standalone Setup Compatibility Architecture: 64 Bit (x64) Latest Version Release Added On: 08th jun 2018 Developers: Staad Pro

STAAD Foundation Advanced , is software that is used to design and analyze practically any type of foundation. It is possible to design basic foundations as isolated, connected, combined shoes, piles or slabs; and also specialized foundations such as foundations for horizontal vessels, annular tanks, lateral analysis of piles and the latest in vibration analysis of machine foundations. Capacities Analyze loads by gravity and lateral loads. Analyze the settlement of the foundation. Analyze dynamic performance in static state. Calculate the punching. Design foundations according to international standards. Verify seismic requirements. Detail the reinforcement of the concrete. Generate design loads and load combinations. Generate structural details Generate structural design documentation.
System requirements Windows 7, 8 and 10. RAM Memory: Minimum 500 MB Minimum resolution: 1280 × 1024

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